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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,674 | $76,551+14.5% | $123,894-29.2% | $62,881+39.4% |
| Participation rate | 90.7% | 73.0%+17.7pp | 81.4%+9.3pp | 69.3%+21.4pp |
| Annual return | 6.92% | 18.68%-11.8pp | 47.52%-40.6pp | 20.14%-13.2pp |
| Employer contribution / active EE | $8,306 | $2,882+188.1% | $4,617+79.9% | $2,281+264.1% |
| Participant deferral / active EE | $6,753 | $4,840+39.5% | $5,984+12.9% | $3,203+110.8% |
| Admin fee / account holder | $641 | $4,826-86.7% | $8,357-92.3% | $4,296-85.1% |