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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,283 | $103,949-88.2% | $69,182-82.2% | $273,972-95.5% |
| Participation rate | 16.7% | 67.4%-50.7pp | 55.1%-38.4pp | 83.0%-66.3pp |
| Annual return | -13.79% | 35.28%-49.1pp | -21.93%+8.1pp | 41.46%-55.2pp |
| Employer contribution / active EE | $263 | $1,783-85.2% | $1,206-78.2% | $4,869-94.6% |
| Participant deferral / active EE | $1,726 | $2,716-36.5% | $1,897-9.0% | $5,287-67.4% |
| Admin fee / account holder | $125 | $3,671-96.6% | $2,697-95.4% | $10,133-98.8% |