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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,466 | $157,296-2.4% | $141,191+8.7% | $152,897+0.4% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 24.22% | 64.34%-40.1pp | 71.41%-47.2pp | 345.43%-321.2pp |
| Employer contribution / active EE | $5,198 | $5,262-1.2% | $4,736+9.7% | $4,764+9.1% |
| Participant deferral / active EE | $8,881 | $7,111+24.9% | $6,710+32.4% | $5,851+51.8% |
| Admin fee / account holder | $618 | $12,125-94.9% | $10,264-94.0% | $11,599-94.7% |