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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,634 | $167,362-41.7% | $143,799-32.1% | $134,532-27.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -18.04% | 0.47%-18.5pp | -0.04%-18.0pp | 418.27%-436.3pp |
| Employer contribution / active EE | $3,521 | $5,620-37.4% | $4,952-28.9% | $4,741-25.7% |
| Participant deferral / active EE | $10,293 | $6,447+59.6% | $5,638+82.5% | $6,401+60.8% |
| Admin fee / account holder | $458 | $18,094-97.5% | $14,677-96.9% | $11,429-96.0% |