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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,867 | $157,296-61.9% | $141,191-57.6% | $152,897-60.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.05% | 64.34%-40.3pp | 71.41%-47.4pp | 345.43%-321.4pp |
| Employer contribution / active EE | $6,389 | $5,262+21.4% | $4,736+34.9% | $4,764+34.1% |
| Participant deferral / active EE | $16,222 | $7,111+128.1% | $6,710+141.8% | $5,851+177.3% |
| Admin fee / account holder | $609 | $12,125-95.0% | $10,264-94.1% | $11,599-94.7% |