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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,262 | $73,518-86.0% | $63,005-83.7% | $147,585-93.0% |
| Participation rate | 53.8% | 77.9%-24.0pp | 74.8%-21.0pp | 82.8%-29.0pp |
| Annual return | 30.69% | 175.46%-144.8pp | 87.59%-56.9pp | 578.58%-547.9pp |
| Employer contribution / active EE | $0 | $3,322-100.0% | $2,760-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,048 | $4,183-3.2% | $3,329+21.6% | $5,439-25.6% |
| Admin fee / account holder | $65 | $5,952-98.9% | $3,599-98.2% | $10,886-99.4% |