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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,889 | $138,114-53.0% | $125,391-48.3% | $134,545-51.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.01% | 750.88%-767.9pp | 572.41%-589.4pp | 418.37%-435.4pp |
| Employer contribution / active EE | $3,289 | $5,246-37.3% | $4,816-31.7% | $4,742-30.6% |
| Participant deferral / active EE | $7,015 | $7,801-10.1% | $7,448-5.8% | $6,401+9.6% |
| Admin fee / account holder | $422 | $11,570-96.4% | $10,009-95.8% | $11,431-96.3% |