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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,591 | $183,539-55.5% | $155,556-47.5% | $145,897-44.1% |
| Participation rate | 42.9% | 82.7%-39.9pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 10.07% | 61.31%-51.2pp | 64.84%-54.8pp | 552.29%-542.2pp |
| Employer contribution / active EE | $1,403 | $5,315-73.6% | $4,675-70.0% | $4,663-69.9% |
| Participant deferral / active EE | $5,746 | $6,467-11.1% | $5,631+2.1% | $6,689-14.1% |
| Admin fee / account holder | $6,167 | $19,275-68.0% | $15,885-61.2% | $13,390-53.9% |