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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,819 | $177,156+52.3% | $147,027+83.5% | $154,746+74.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 18.19% | 21.94%-3.7pp | 20.23%-2.0pp | 172.34%-154.1pp |
| Employer contribution / active EE | $14,400 | $4,336+232.1% | $3,626+297.2% | $4,379+228.8% |
| Participant deferral / active EE | $12,044 | $5,797+107.8% | $4,933+144.2% | $6,730+79.0% |
| Admin fee / account holder | $10,340 | $14,904-30.6% | $12,223-15.4% | $14,365-28.0% |