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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,819 | $161,352+67.2% | $134,172+101.1% | $137,256+96.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 18.19% | 28.72%-10.5pp | 25.30%-7.1pp | 220.34%-202.1pp |
| Employer contribution / active EE | $14,400 | $4,099+251.3% | $3,420+321.1% | $4,156+246.5% |
| Participant deferral / active EE | $12,044 | $5,552+116.9% | $4,690+156.8% | $6,407+88.0% |
| Admin fee / account holder | $10,340 | $15,028-31.2% | $12,016-13.9% | $12,270-15.7% |