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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,819 | $185,141+45.7% | $153,416+75.9% | $155,188+73.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 18.19% | 18.72%-0.5pp | 17.84%+0.4pp | 148.84%-130.6pp |
| Employer contribution / active EE | $14,400 | $4,489+220.8% | $3,764+282.6% | $4,248+239.0% |
| Participant deferral / active EE | $12,044 | $5,477+119.9% | $4,723+155.0% | $6,531+84.4% |
| Admin fee / account holder | $10,340 | $16,005-35.4% | $13,095-21.0% | $14,480-28.6% |