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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,696 | $165,381-62.7% | $149,730-58.8% | $158,966-61.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.99% | 348.29%-341.3pp | 276.70%-269.7pp | 302.95%-296.0pp |
| Employer contribution / active EE | $12,896 | $5,104+152.7% | $4,645+177.6% | $4,762+170.8% |
| Participant deferral / active EE | $6,324 | $7,182-11.9% | $6,843-7.6% | $5,983+5.7% |
| Admin fee / account holder | $492 | $10,809-95.4% | $9,310-94.7% | $11,250-95.6% |