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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,462 | $155,555+21.8% | $146,866+29.0% | $155,188+22.1% |
| Participation rate | 84.2% | 84.0%+0.3pp | 82.5%+1.7pp | 80.8%+3.4pp |
| Annual return | 14.95% | 115.41%-100.5pp | 102.85%-87.9pp | 148.84%-133.9pp |
| Employer contribution / active EE | $4,341 | $4,647-6.6% | $4,425-1.9% | $4,248+2.2% |
| Participant deferral / active EE | $9,979 | $8,044+24.0% | $7,759+28.6% | $6,531+52.8% |
| Admin fee / account holder | $18,377 | $14,755+24.5% | $13,620+34.9% | $14,480+26.9% |