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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,278 | $107,941-33.0% | $91,994-21.4% | $152,909-52.7% |
| Participation rate | 80.0% | 81.2%-1.2pp | 78.6%+1.4pp | 82.5%-2.5pp |
| Annual return | 25.80% | 89.28%-63.5pp | 69.04%-43.2pp | 345.46%-319.7pp |
| Employer contribution / active EE | $3,379 | $4,212-19.8% | $3,453-2.1% | $4,764-29.1% |
| Participant deferral / active EE | $11,580 | $6,366+81.9% | $5,924+95.5% | $5,851+97.9% |
| Admin fee / account holder | $2,456 | $10,521-76.7% | $7,744-68.3% | $11,601-78.8% |