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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,145 | $157,304+24.1% | $141,197+38.2% | $152,909+27.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 67.55% | 64.34%+3.2pp | 71.41%-3.9pp | 345.46%-277.9pp |
| Employer contribution / active EE | $17,365 | $5,263+230.0% | $4,736+266.6% | $4,764+264.5% |
| Participant deferral / active EE | $16,156 | $7,111+127.2% | $6,710+140.8% | $5,851+176.1% |
| Admin fee / account holder | $158,828 | $12,126+1209.8% | $10,265+1447.3% | $11,601+1269.1% |