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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,827 | $112,933-84.2% | $90,970-80.4% | $158,982-88.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 13.70% | 215.82%-202.1pp | 134.60%-120.9pp | 302.99%-289.3pp |
| Employer contribution / active EE | $967 | $2,893-66.6% | $2,122-54.4% | $4,763-79.7% |
| Participant deferral / active EE | $3,055 | $4,128-26.0% | $3,373-9.4% | $5,983-48.9% |
| Admin fee / account holder | $7,913 | $8,047-1.7% | $5,961+32.7% | $11,252-29.7% |