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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,918 | $55,902-73.3% | $76,030-80.4% | $80,959-81.6% |
| Participation rate | 67.6% | 62.1%+5.6pp | 69.1%-1.4pp | 67.7%0pp |
| Annual return | 10.75% | 20.59%-9.8pp | 361.54%-350.8pp | 35.67%-24.9pp |
| Employer contribution / active EE | $653 | $1,867-65.0% | $2,688-75.7% | $2,757-76.3% |
| Participant deferral / active EE | $2,585 | $3,051-15.3% | $4,257-39.3% | $4,300-39.9% |
| Admin fee / account holder | $227 | $5,239-95.7% | $6,421-96.5% | $6,925-96.7% |