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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,347 | $90,486-51.0% | $78,676-43.6% | $273,972-83.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 3.93% | 75.62%-71.7pp | 62.19%-58.3pp | 41.46%-37.5pp |
| Employer contribution / active EE | $1,912 | $3,175-39.8% | $2,850-32.9% | $4,869-60.7% |
| Participant deferral / active EE | $10,594 | $3,901+171.5% | $3,517+201.2% | $5,287+100.4% |
| Admin fee / account holder | $26,955 | $5,263+412.1% | $4,510+497.7% | $10,133+166.0% |