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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,537 | $138,076-94.5% | $123,553-93.9% | $135,380-94.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.44% | 153.70%-156.1pp | 119.21%-121.6pp | 519.81%-522.2pp |
| Employer contribution / active EE | $4,652 | $5,152-9.7% | $4,628+0.5% | $4,779-2.7% |
| Participant deferral / active EE | $4,133 | $6,800-39.2% | $6,426-35.7% | $5,609-26.3% |
| Admin fee / account holder | $9,930 | $10,917-9.0% | $9,284+7.0% | $10,828-8.3% |