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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,473 | $91,037+6.0% | $71,671+34.6% | $147,586-34.6% |
| Participation rate | 91.7% | 76.1%+15.5pp | 68.7%+22.9pp | 82.8%+8.8pp |
| Annual return | 18.13% | 20.48%-2.3pp | 20.65%-2.5pp | 578.59%-560.5pp |
| Employer contribution / active EE | $4,901 | $3,327+47.3% | $2,460+99.2% | $4,876+0.5% |
| Participant deferral / active EE | $916 | $4,498-79.6% | $3,438-73.4% | $5,439-83.2% |
| Admin fee / account holder | $569 | $8,613-93.4% | $5,558-89.8% | $10,886-94.8% |