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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,704 | $165,399+21.3% | $149,745+34.0% | $158,982+26.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.03% | 348.34%-342.3pp | 276.72%-270.7pp | 302.99%-297.0pp |
| Employer contribution / active EE | $12,296 | $5,105+140.9% | $4,646+164.7% | $4,763+158.2% |
| Participant deferral / active EE | $7,587 | $7,183+5.6% | $6,843+10.9% | $5,983+26.8% |
| Admin fee / account holder | $16,093 | $10,811+48.9% | $9,312+72.8% | $11,252+43.0% |