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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,779 | $211,224-85.0% | $178,505-82.2% | $145,897-78.2% |
| Participation rate | 55.6% | 80.8%-25.3pp | 77.1%-21.6pp | 80.3%-24.8pp |
| Annual return | 13.33% | 30.28%-17.0pp | 27.16%-13.8pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,305 | $4,577-71.5% | $3,955-67.0% | $4,663-72.0% |
| Participant deferral / active EE | $3,682 | $6,966-47.1% | $6,280-41.4% | $6,689-45.0% |
| Admin fee / account holder | $1,814 | $12,109-85.0% | $10,428-82.6% | $13,390-86.5% |