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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,297 | $208,088-74.9% | $186,193-71.9% | $154,746-66.2% |
| Participation rate | 57.1% | 80.0%-22.9pp | 77.1%-20.0pp | 80.7%-23.6pp |
| Annual return | 21.51% | 89.97%-68.5pp | 78.03%-56.5pp | 172.34%-150.8pp |
| Employer contribution / active EE | $2,704 | $4,340-37.7% | $3,918-31.0% | $4,379-38.3% |
| Participant deferral / active EE | $6,027 | $7,078-14.8% | $6,513-7.5% | $6,730-10.4% |
| Admin fee / account holder | $1,412 | $11,698-87.9% | $11,058-87.2% | $14,365-90.2% |