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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,892 | $148,629-85.3% | $135,982-83.9% | $139,487-84.3% |
| Participation rate | 72.2% | 83.9%-11.6pp | 81.9%-9.7pp | 80.3%-8.1pp |
| Annual return | 387.83% | 79.33%+308.5pp | 68.32%+319.5pp | 373.84%+14.0pp |
| Employer contribution / active EE | $3,875 | $5,247-26.1% | $4,859-20.3% | $4,755-18.5% |
| Participant deferral / active EE | $3,875 | $8,102-52.2% | $7,760-50.1% | $6,713-42.3% |
| Admin fee / account holder | $1,229 | $12,406-90.1% | $10,767-88.6% | $11,407-89.2% |