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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,065 | $95,580-2.6% | $76,872+21.1% | $139,466-33.3% |
| Participation rate | 37.5% | 74.0%-36.5pp | 69.6%-32.1pp | 80.3%-42.8pp |
| Annual return | 25.86% | 55.00%-29.1pp | 37.90%-12.0pp | 373.66%-347.8pp |
| Employer contribution / active EE | $1,023 | $3,145-67.5% | $2,533-59.6% | $4,754-78.5% |
| Participant deferral / active EE | $16,272 | $4,623+252.0% | $3,832+324.6% | $6,712+142.4% |
| Admin fee / account holder | $0 | $8,302-100.0% | $5,476-100.0% | $11,409-100.0% |