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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,771 | $100,262+28.4% | $81,370+58.3% | $145,897-11.7% |
| Participation rate | 33.3% | 74.3%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 10.96% | 34.52%-23.6pp | 24.85%-13.9pp | 552.29%-541.3pp |
| Employer contribution / active EE | $868 | $2,979-70.9% | $2,464-64.8% | $4,663-81.4% |
| Participant deferral / active EE | $7,633 | $4,612+65.5% | $3,885+96.5% | $6,689+14.1% |
| Admin fee / account holder | $0 | $8,163-100.0% | $5,749-100.0% | $13,390-100.0% |