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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,124 | $102,385-71.6% | $147,080-80.2% | $80,935-64.0% |
| Participation rate | 76.4% | 75.9%+0.5pp | 82.2%-5.8pp | 67.7%+8.7pp |
| Annual return | 15.20% | 135.09%-119.9pp | 420.17%-405.0pp | 35.66%-20.5pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,099 | $6,651-8.3% | $8,066-24.4% | $4,299+41.9% |
| Admin fee / account holder | $2,864 | $7,951-64.0% | $12,989-78.0% | $6,924-58.6% |