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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,178 | $202,342-48.0% | $172,753-39.1% | $152,909-31.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.12% | 1029.88%-1011.8pp | 803.00%-784.9pp | 345.46%-327.3pp |
| Employer contribution / active EE | $5,799 | $5,857-1.0% | $5,144+12.7% | $4,764+21.7% |
| Participant deferral / active EE | $4,070 | $5,948-31.6% | $5,198-21.7% | $5,851-30.4% |
| Admin fee / account holder | $10,738 | $17,112-37.2% | $13,956-23.1% | $11,601-7.4% |