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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,434 | $118,919-92.9% | $88,538-90.5% | $152,897-94.5% |
| Participation rate | 73.3% | 73.4%0pp | 68.7%+4.6pp | 82.5%-9.1pp |
| Annual return | 16.51% | 47.92%-31.4pp | 43.64%-27.1pp | 345.43%-328.9pp |
| Employer contribution / active EE | $1,062 | $2,669-60.2% | $2,098-49.4% | $4,764-77.7% |
| Participant deferral / active EE | $1,428 | $3,549-59.7% | $2,914-51.0% | $5,851-75.6% |
| Admin fee / account holder | $390 | $5,876-93.4% | $4,310-91.0% | $11,599-96.6% |