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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,601 | $202,440-92.3% | $169,390-90.8% | $139,466-88.8% |
| Participation rate | 43.5% | 81.1%-37.6pp | 77.2%-33.7pp | 80.3%-36.9pp |
| Annual return | 25.89% | 532.36%-506.5pp | 406.07%-380.2pp | 373.66%-347.8pp |
| Employer contribution / active EE | $859 | $4,693-81.7% | $4,013-78.6% | $4,754-81.9% |
| Participant deferral / active EE | $3,268 | $6,940-52.9% | $6,222-47.5% | $6,712-51.3% |
| Admin fee / account holder | $0 | $10,722-100.0% | $9,015-100.0% | $11,409-100.0% |