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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,879 | $95,580-86.5% | $76,872-83.2% | $139,466-90.8% |
| Participation rate | 8.7% | 74.0%-65.3pp | 69.6%-60.9pp | 80.3%-71.6pp |
| Annual return | 14.25% | 55.00%-40.7pp | 37.90%-23.7pp | 373.66%-359.4pp |
| Employer contribution / active EE | $0 | $3,145-100.0% | $2,533-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,573 | $4,623-66.0% | $3,832-58.9% | $6,712-76.6% |
| Admin fee / account holder | $17,381 | $8,302+109.4% | $5,476+217.4% | $11,409+52.3% |