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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,063 | $176,105-48.9% | $159,474-43.5% | $167,536-46.2% |
| Participation rate | 57.1% | 85.0%-27.8pp | 82.8%-25.7pp | 82.1%-25.0pp |
| Annual return | 11.88% | 331.91%-320.0pp | 263.68%-251.8pp | 478.82%-466.9pp |
| Employer contribution / active EE | $3,565 | $5,299-32.7% | $4,831-26.2% | $4,839-26.3% |
| Participant deferral / active EE | $5,447 | $7,751-29.7% | $7,353-25.9% | $6,342-14.1% |
| Admin fee / account holder | $15,235 | $12,559+21.3% | $10,802+41.0% | $12,315+23.7% |