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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,327 | $154,228-42.1% | $145,433-38.6% | $137,256-34.9% |
| Participation rate | 61.1% | 83.8%-22.7pp | 82.1%-21.0pp | 80.0%-18.8pp |
| Annual return | 14.25% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $4,346 | $4,804-9.5% | $4,554-4.6% | $4,156+4.6% |
| Participant deferral / active EE | $7,333 | $8,216-10.8% | $7,897-7.1% | $6,407+14.5% |
| Admin fee / account holder | $3,950 | $14,344-72.5% | $13,129-69.9% | $12,270-67.8% |