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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,829 | $89,367+8.3% | $141,191-31.4% | $72,975+32.7% |
| Participation rate | 90.0% | 75.1%+14.9pp | 82.5%+7.5pp | 69.5%+20.5pp |
| Annual return | 5.80% | 111.87%-106.1pp | 71.41%-65.6pp | 81.01%-75.2pp |
| Employer contribution / active EE | $3,007 | $3,115-3.5% | $4,736-36.5% | $2,440+23.2% |
| Participant deferral / active EE | $7,297 | $5,419+34.7% | $6,710+8.7% | $3,608+102.3% |
| Admin fee / account holder | $5,056 | $5,957-15.1% | $10,264-50.7% | $5,124-1.3% |