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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,060 | $105,856-80.1% | $90,161-76.6% | $147,586-85.7% |
| Participation rate | 94.7% | 79.7%+15.0pp | 76.9%+17.9pp | 82.8%+11.9pp |
| Annual return | 24.18% | 37.63%-13.4pp | 34.89%-10.7pp | 578.59%-554.4pp |
| Employer contribution / active EE | $3,334 | $4,126-19.2% | $3,318+0.5% | $4,876-31.6% |
| Participant deferral / active EE | $10,787 | $5,733+88.2% | $5,287+104.0% | $5,439+98.3% |
| Admin fee / account holder | $2,424 | $8,046-69.9% | $5,943-59.2% | $10,886-77.7% |