Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,168 | $54,541-85.0% | $78,778-89.6% | $70,126-88.4% |
| Participation rate | 26.9% | 60.8%-33.9pp | 69.2%-42.3pp | 69.5%-42.6pp |
| Annual return | 22.62% | 21.07%+1.5pp | 35.62%-13.0pp | 73.15%-50.5pp |
| Employer contribution / active EE | $427 | $1,089-60.8% | $1,986-78.5% | $2,343-81.8% |
| Participant deferral / active EE | $744 | $2,210-66.3% | $2,958-74.9% | $3,332-77.7% |
| Admin fee / account holder | $846 | $3,709-77.2% | $5,134-83.5% | $4,645-81.8% |