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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,975 | $106,280+193.5% | $96,538+223.2% | $139,487+123.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 18.67% | 38.48%-19.8pp | 35.74%-17.1pp | 373.84%-355.2pp |
| Employer contribution / active EE | $461 | $4,107-88.8% | $3,740-87.7% | $4,755-90.3% |
| Participant deferral / active EE | $6,855 | $5,457+25.6% | $4,880+40.5% | $6,713+2.1% |
| Admin fee / account holder | $2,369 | $7,888-70.0% | $6,737-64.8% | $11,407-79.2% |