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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,630 | $112,121-85.2% | $95,960-82.7% | $158,966-89.5% |
| Participation rate | 89.5% | 79.0%+10.5pp | 77.1%+12.4pp | 82.0%+7.5pp |
| Annual return | 16.22% | 171.16%-154.9pp | 91.63%-75.4pp | 302.95%-286.7pp |
| Employer contribution / active EE | $2,061 | $3,199-35.6% | $2,541-18.9% | $4,762-56.7% |
| Participant deferral / active EE | $3,923 | $4,784-18.0% | $4,167-5.9% | $5,983-34.4% |
| Admin fee / account holder | $9,178 | $10,135-9.4% | $6,797+35.0% | $11,250-18.4% |