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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,595 | $211,288+163.4% | $178,540+211.7% | $145,884+281.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.62% | 30.27%-22.6pp | 27.15%-19.5pp | 551.85%-544.2pp |
| Employer contribution / active EE | $27,492 | $4,574+501.1% | $3,953+595.5% | $4,662+489.7% |
| Participant deferral / active EE | $16,900 | $6,967+142.6% | $6,281+169.1% | $6,690+152.6% |
| Admin fee / account holder | $18,918 | $12,105+56.3% | $10,424+81.5% | $13,392+41.3% |