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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,622 | $183,592-77.9% | $155,574-73.9% | $145,877-72.2% |
| Participation rate | 94.4% | 82.7%+11.7pp | 78.2%+16.2pp | 80.3%+14.1pp |
| Annual return | 14.84% | 61.37%-46.5pp | 64.87%-50.0pp | 551.28%-536.4pp |
| Employer contribution / active EE | $2,342 | $5,317-55.9% | $4,676-49.9% | $4,663-49.8% |
| Participant deferral / active EE | $4,718 | $6,466-27.0% | $5,629-16.2% | $6,691-29.5% |
| Admin fee / account holder | $5,275 | $19,316-72.7% | $15,914-66.9% | $13,402-60.6% |