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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,929 | $93,617-63.8% | $135,982-75.0% | $75,177-54.9% |
| Participation rate | 91.8% | 75.2%+16.6pp | 81.9%+9.9pp | 67.2%+24.6pp |
| Annual return | 19.76% | 30.89%-11.1pp | 68.32%-48.6pp | 160.75%-141.0pp |
| Employer contribution / active EE | $4,700 | $3,538+32.8% | $4,859-3.3% | $2,671+75.9% |
| Participant deferral / active EE | $8,667 | $6,406+35.3% | $7,760+11.7% | $4,126+110.0% |
| Admin fee / account holder | $1,253 | $6,980-82.0% | $10,767-88.4% | $5,651-77.8% |