Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,959 | $89,367-75.4% | $141,191-84.4% | $72,975-69.9% |
| Participation rate | 31.6% | 75.1%-43.5pp | 82.5%-50.9pp | 69.5%-37.9pp |
| Annual return | 28.83% | 111.87%-83.0pp | 71.41%-42.6pp | 81.01%-52.2pp |
| Employer contribution / active EE | $766 | $3,115-75.4% | $4,736-83.8% | $2,440-68.6% |
| Participant deferral / active EE | $4,274 | $5,419-21.1% | $6,710-36.3% | $3,608+18.5% |
| Admin fee / account holder | $5,661 | $5,957-5.0% | $10,264-44.8% | $5,124+10.5% |