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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,531 | $232,540-51.2% | $185,117-38.7% | $147,586-23.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 8.64% | 43.03%-34.4pp | 40.50%-31.9pp | 578.59%-570.0pp |
| Employer contribution / active EE | $11,706 | $5,195+125.3% | $4,182+179.9% | $4,876+140.1% |
| Participant deferral / active EE | $13,714 | $5,834+135.1% | $5,045+171.8% | $5,439+152.2% |
| Admin fee / account holder | $11,184 | $10,275+8.8% | $8,159+37.1% | $10,886+2.7% |