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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,796 | $166,089-56.8% | $164,928-56.5% | $145,978-50.8% |
| Participation rate | 45.0% | 82.0%-37.0pp | 78.6%-33.6pp | 80.3%-35.3pp |
| Annual return | 13.39% | 100.26%-86.9pp | 70.08%-56.7pp | 550.52%-537.1pp |
| Employer contribution / active EE | $2,767 | $5,276-47.6% | $4,343-36.3% | $4,662-40.6% |
| Participant deferral / active EE | $4,677 | $6,961-32.8% | $6,034-22.5% | $6,690-30.1% |
| Admin fee / account holder | $0 | $16,641-100.0% | $12,684-100.0% | $13,400-100.0% |