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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,840 | $97,729+40.0% | $83,830+63.2% | $135,379+1.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 10.44% | 1287.52%-1277.1pp | 850.97%-840.5pp | 519.79%-509.4pp |
| Employer contribution / active EE | $5,305 | $4,222+25.7% | $3,631+46.1% | $4,779+11.0% |
| Participant deferral / active EE | $13,668 | $4,683+191.9% | $4,082+234.8% | $5,609+143.7% |
| Admin fee / account holder | $10,861 | $6,674+62.7% | $5,479+98.2% | $10,828+0.3% |