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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,065 | $106,918-16.7% | $84,021+6.0% | $152,897-41.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 24.56% | 105.01%-80.4pp | 71.32%-46.8pp | 345.43%-320.9pp |
| Employer contribution / active EE | $9,038 | $2,735+230.5% | $1,984+355.6% | $4,764+89.7% |
| Participant deferral / active EE | $6,762 | $4,012+68.5% | $3,239+108.8% | $5,851+15.6% |
| Admin fee / account holder | $1,696 | $8,288-79.5% | $6,102-72.2% | $11,599-85.4% |