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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,588 | $181,896-79.3% | $156,551-76.0% | $273,972-86.3% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 12.42% | 30.74%-18.3pp | 32.23%-19.8pp | 41.46%-29.0pp |
| Employer contribution / active EE | $3,390 | $6,248-45.8% | $5,501-38.4% | $4,869-30.4% |
| Participant deferral / active EE | $10,139 | $5,550+82.7% | $4,871+108.1% | $5,287+91.8% |
| Admin fee / account holder | $573 | $15,560-96.3% | $13,028-95.6% | $10,133-94.3% |