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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,360 | $202,345-57.3% | $172,755-50.0% | $152,885-43.5% |
| Participation rate | 40.0% | 87.1%-47.1pp | 82.6%-42.6pp | 82.5%-42.5pp |
| Annual return | 41.95% | 1029.77%-987.8pp | 802.94%-761.0pp | 345.39%-303.4pp |
| Employer contribution / active EE | $7,827 | $5,858+33.6% | $5,144+52.2% | $4,763+64.3% |
| Participant deferral / active EE | $7,600 | $5,948+27.8% | $5,198+46.2% | $5,851+29.9% |
| Admin fee / account holder | $885 | $17,111-94.8% | $13,955-93.7% | $11,598-92.4% |