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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,711 | $62,672+8.0% | $185,117-63.4% | $70,124-3.4% |
| Participation rate | 59.4% | 63.8%-4.4pp | 77.3%-17.9pp | 69.5%-10.2pp |
| Annual return | 23.29% | 40.79%-17.5pp | 40.50%-17.2pp | 73.14%-49.9pp |
| Employer contribution / active EE | $2,382 | $1,753+35.9% | $4,182-43.0% | $2,342+1.7% |
| Participant deferral / active EE | $6,217 | $3,272+90.0% | $5,045+23.2% | $3,332+86.6% |
| Admin fee / account holder | $5 | $3,932-99.9% | $8,159-99.9% | $4,645-99.9% |