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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,821 | $165,381-51.1% | $149,730-46.0% | $158,966-49.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.51% | 348.29%-339.8pp | 276.70%-268.2pp | 302.95%-294.4pp |
| Employer contribution / active EE | $10,305 | $5,104+101.9% | $4,645+121.8% | $4,762+116.4% |
| Participant deferral / active EE | $6,405 | $7,182-10.8% | $6,843-6.4% | $5,983+7.1% |
| Admin fee / account holder | $548 | $10,809-94.9% | $9,310-94.1% | $11,250-95.1% |