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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,125 | $168,636-63.2% | $147,618-57.9% | $125,388-50.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 2.04% | 77.65%-75.6pp | 61.98%-59.9pp | 282.24%-280.2pp |
| Employer contribution / active EE | $9,418 | $6,252+50.6% | $5,565+69.2% | $4,866+93.5% |
| Participant deferral / active EE | $6,463 | $5,507+17.4% | $4,895+32.0% | $5,352+20.8% |
| Admin fee / account holder | $342 | $13,580-97.5% | $11,612-97.1% | $9,541-96.4% |