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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,011 | $98,776-30.1% | $149,745-53.9% | $79,856-13.6% |
| Participation rate | 98.2% | 75.8%+22.4pp | 82.5%+15.7pp | 69.6%+28.5pp |
| Annual return | 11.10% | 27.38%-16.3pp | 276.72%-265.6pp | 31.71%-20.6pp |
| Employer contribution / active EE | $3,334 | $3,217+3.6% | $4,646-28.2% | $2,471+34.9% |
| Participant deferral / active EE | $6,941 | $5,681+22.2% | $6,843+1.4% | $3,741+85.6% |
| Admin fee / account holder | $2,126 | $6,053-64.9% | $9,312-77.2% | $5,306-59.9% |