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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,765 | $106,749+6.6% | $145,433-21.8% | $82,448+38.0% |
| Participation rate | 93.2% | 75.6%+17.5pp | 82.1%+11.1pp | 68.1%+25.1pp |
| Annual return | 15.23% | 27.59%-12.4pp | 66.58%-51.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $4,666 | $3,444+35.5% | $4,554+2.4% | $2,551+82.9% |
| Participant deferral / active EE | $8,840 | $6,519+35.6% | $7,897+11.9% | $4,139+113.6% |
| Admin fee / account holder | $3,015 | $8,390-64.1% | $13,129-77.0% | $7,234-58.3% |